When you submit to Kapitus via API, MCA Pilot automatically submits the deal info and the primary business owner, uploads the signed application and bank statements, checks the submission status in real time, and brings the response — including any offers — straight into the deal.
For the standard API setup flow shared by all funder integrations, see Set up a funder API integration. This article covers Kapitus-specific details.
Before you begin
Contact Jennaro Villa at [email protected] to request API credentials and development access.
Connect the API in Development
In MCA Pilot, go to the Funders page and create or click into Kapitus.
Open the Submission Method tab and click Edit in the top right.
Choose API Integration as the Submission Method.
Select Kapitus for API Funder and Development for API Environment.
In the API Key field, enter your client ID and client secret separated by a comma, for example:
b1f9c7e8-a209-4c73-8642-1d5e908bf3a7,9f3c8a1d4e7b2c6f0a5d8e1b
Test the integration
Submit a test deal that includes all required info and documents.
The submission status updates automatically as Kapitus reviews the application — the underwriting status can take a few minutes to appear.
Once you see a successful response, hover over the submission and copy the Response.
Email the Response to Jennaro and ask to move to production.
Switch to production
Wait for Kapitus to send your production credentials.
Return to the Kapitus funder page, open Submission Method, and click Edit.
Replace the API Key with your production credentials.
Change API Environment to Production and save.
Required fields
Business Info:
Business name and DBA
Address (street, city, state, zip)
Business email
Tax ID / EIN
Industry
Entity type
Business start date
Gross annual revenue
Requested funding amount
Owner Info (primary owner):
First and last name
Address (street, city, state, zip)
Email
Date of birth
Social Security Number
Ownership percentage
Documents:
Signed application
Bank statements
Submission status mapping
Kapitus statuses are automatically mapped to MCA Pilot statuses:
Kapitus Status | MCA Pilot Status |
Application Received, Not Delivered | Sent |
Credit Review, Update Requested, Incomplete | Pending |
Approved, Contract Sent, Contract Received, Closing, Closing Documents Missing | Approved |
Funded | Funded |
Declined, Expired | Declined |
Important notes
Only the primary owner (highest ownership percentage) is submitted.
Offers returned by Kapitus are brought into the deal automatically.
Status updates are asynchronous — Kapitus returns an initial status immediately, and the underwriting decision follows a few minutes later.
Troubleshooting
If a submission errors, hover over the submission and click View error to see the exact message. Fix the missing or invalid fields on the deal and resubmit.
If you have a question or run into any issues, please respond directly in the chat or contact +1 888-501-1477 for the fastest response.