For the standard API setup flow shared by all funder integrations, see Set up a funder API integration. This article covers Credibly-specific details.
API Version: MCA Pilot uses Credibly API v2. If you're already connected, your integration is on the latest version — no upgrade needed.
When you submit to Credibly via API, MCA Pilot automatically submits the deal info and files, and brings the response and Loan ID into the deal — including declines. Note that offers are not automatically created, because the Credibly API only returns "Prequalified" without any offer details.
Tip: If you hover over the submission, you'll see an Open in Credibly button that opens the submission directly in your Credibly portal.
Before you begin
Contact Derek at [email protected] to request API credentials and development access so you can start submitting deals via API.
Click here to email Derek at Credibly to request API credentials.
Connect the API in Development
In MCA Pilot, go to the Funders page and create or click into Credibly.
Open the Submission Method tab and click Edit in the top right.
Choose API Integration as the Submission Method.
Select Credibly for API Funder and Development for API Environment.
When Derek sends you the UAT key, paste it into the API Key field.
Test the integration
Submit a test deal that includes all required info and files.
Hover over the submission on the deal page and click Open in Credibly to open the submission in your Credibly portal.
If the test is successful, copy the Response and email it to Derek asking to move to production.
Switch to production
Wait for Credibly to send your production key.
Return to the Credibly funder page, open Submission Method, and click Edit.
Replace the API Key with your production key.
Change API Environment to Production and save.
Required fields
Business info (including industry)
Owner info (including address)
Application and bank statements
Application for API
If applicable, Positions info in the Underwrite tab
Troubleshooting
If an API submission errors, hover over the submission and click View error to see the exact message. Fix the missing or invalid fields on the deal and resubmit.
If you have a question or run into any issues, please respond directly in the chat or contact +1 888 501 1477 for the fastest response.