Our latest API integration is now live: Rapid Finance.
When you submit to Rapid Finance via API, we'll automatically:
Submit the Deal info and files
Bring the response and Deal ID into MCA Pilot, including declines and Offers
Update the Submission status based on Rapid Finance's response
Track the lead through Rapid Finance's underwriting process
Tip: If you hover over the Submission, you'll see an Open in Rapid Finance button that opens the Submission directly in your Rapid Finance partner portal. You'll also see a Check Status button which gets a live update from Rapid Finance and updates the Submission.
Setup Instructions:
Contact your ISO Rep at Rapid Finance (often that's [email protected] or anyone else on the Business Development team) asking to get set up with API credentials
In the Funders page, create or click into Rapid Finance
Under the Submission Method tab, click the
Editbutton in the top right cornerChoose
API Integrationas the Submission MethodSelect
Rapid Financefor API Funder andDevelopmentfor API EnvironmentIn the API Key field: Type your username and password consecutively separated by a comma (e.g.,
NorthpointFinanceCorpAPIUser,R#@Kwh3$nQD@F8VKyHMDpYWG)Submit a test Deal that has all the required info and files
If successful, copy the Response and email it to your Rapid Finance representative asking to move to production
Once you get your production credentials, go back to your Rapid Finance Funder and enter them
Change the API Environment to
Productionand you're good to go!
Required Fields:
Business info (including EIN, industry, entity type, business email, phone, etc.)
Owner info (including SSN, date of birth, home address, phone, email, etc.)
Annual revenue
App and banks (statement and application files)
Note: If an API Submission errors, hover over the Submission and click View error to see what's wrong. You can fix the missing information and resubmit.
Submission Status Mapping:
Rapid Finance returns various statuses that are automatically mapped to MCA Pilot statuses:
SENT - Initial submission received (InProgress, SubmittedDeal)
APPROVED - Deal approved by Rapid Finance (Approved, ApprovedWithStips, Quoted, PrequalPass)
DECLINED - Application declined (Declined, PreQualFail, Unqualified_WillingReconsiderLater, Rejected)
FUNDED - Deal funded
PENDING - Under review (ConditionallySubmitted, Pending)
Fallback - No status update (Withdrawn, ContractsOut, RescindByClient, RescindByRapidFinance)
Troubleshooting
Missing Required Fields
If your submission errors, hover over the Submission and click View error. Common missing fields include:
Annual revenue (required in Deal financials)
Owner SSN, date of birth, or home address
Business EIN or industry classification
Fix the missing information in the Deal and resubmit.
Connection Errors
If you see "connection closed" or timeout errors, verify:
Your API credentials are entered correctly (username,password with no spaces)
You're using the correct environment (Development vs Production)
Rapid Finance's API is operational (contact their support if persistent)
Need help with setup? Rapid Finance may request contact with MCA Pilot's development team during onboarding. Email [email protected] or reach our support team.
If you have a question or run into any issues, please respond directly in the chat or contact +1 888 501 1477 for the fastest response.